Payment Solutions for High‑Risk Industries
Stop switching from one payment company to another. Get approved in 1 to 3 days, and most businesses get their money in 2 to 3 days. Top businesses can get next-day funding. Rates start at just 3%.
Disclaimer: Some industries may take longer to get approved or funded.
- Same‑day approvals
- Next‑day funding
- Advanced fraud protection
- 24/7 expert support
Why Payment Processing Is Broken
Legacy processors were built for low‑risk retail—they treat your business like a liability, not a partner. The result? Sky‑high costs, frustrated customers, and endless operational headaches.
4× Higher Costs
Hidden costs add up
Reserve holds, hidden fees, and manual reconciliation can raise your effective rate up to 4× that of low‑risk merchants.
66 % Cart Abandonment
Friction kills sales
Clunky checkouts and limited payment options make 2/3 of buyers abandon their purchase before paying.
15 % Failure Rate
Declines are costly
Every declined transaction means lost revenue, extra support tickets, and potential chargebacks.
Hours Wasted Daily
Operational overload
Juggling multiple gateways, chasing settlements, and fixing downtime steals time from innovation and growth.
Traditional providers weren’t designed for your industry—that’s why they keep letting you down.
What Make Us Different
Given the unique challenges that high-risk businesses face, traditional payment processors often refuse to work with them.
This is where specialized high-risk payment processors come in. These processors are designed to cater to businesses that operate in high-risk industries, offering the tools and services needed to manage the complexities of payment processing in a compliant and secure manner. Here’s why high-risk businesses need dedicated high-risk payment processors:
The Payment Funnels Solution
Built for high‑risk merchants who refuse to settle for “maybe.” Our intelligent platform removes the friction, fees, and guesswork that plague traditional processors.
Real‑time Performance Dashboard
Track every transaction, dispute, and payout—from swipe to settlement—in one unified view.
Omni‑Channel Acceptance
Cards, ACH, and alternative payments processed through a single gateway—no more patchwork integrations.
Bank‑Level Security
Every declined transaction means lost revenue, extra support tickets, and potential chargebacks.
Instant Rate‑Savings Calculator
Get a custom risk check and see how we help high-risk businesses get approved, even if you’ve had problems before.
Traditional providers weren’t designed for your industry – that’s why they keep letting you down.
Industries We Approved
If it’s on the “prohibited” list everywhere else, it’s on our “welcome” list. From alternative wellness to advanced fintech, Payment Funnels routinely underwrites and supports merchants that traditional processors refuse.
We currently approve merchants in:
Alternative Wellness & Supplements
CBD & Hemp, Kratom & Kava, Mushrooms & Psychedelics, Nutraceuticals, THCA, Ketamine Treatment Centers
Regulated Products & Substances
Tobacco & Nicotine, Firearms / FFL, Research Peptides, Poppers, Smoke Shops
Gaming & Entertainment
iGaming, Sports Betting, Sweepstakes, Cannabis, Online Gaming, Live Sports & Concert Tickets
Digital Subscriptions & Content
Adult & Content Creators, Online Memberships, Online Courses, SaaS, PPC / SEM / SEO Agencies, Digital Marketing
Financial & High‑Ticket
Forex Trading, Money Service Businesses, Collection Agencies, Bail Bonds, Credit Repair, High‑Ticket Coaching & Seminars, Multi‑Level Marketing
Travel & Events
Travel Agencies, Private Jet Charter, Specialty Travel & Events, Leisure Pay
Specialty Services
Funeral Homes, Pawn Shops, Hair & Salon, Fertility Clinics, AI Platforms, Match‑List & High‑Volume Retail
If you’ve been declined elsewhere, chances are we’ve already approved a business like yours.
Simple 3‑Step Signup
Getting live is easier than you think—just three quick steps separate you from reliable, next‑day funding.
Get a cost-analysis today and see how much you can save.
Upload Your Docs – 30 min
Gather your basic business info, recent statements, and a voided check. Drag‑and‑drop everything into our encrypted portal—or save and finish later with one click.
Lightning‑Fast Approval – 24‑72 h (high‑risk) / instant (low‑risk)
Our in‑house risk analysts review your file around the clock. Most high‑risk merchants get a green‑light within 72 hours; low‑risk merchants often in minutes.
Start Accepting Payments – next‑day funding
Get paid fast. Funds hit your bank the next business day, with no reserve holds for the majority of businesses.
Disclaimer:
(Reserve requirements may apply for certain high-risk industries.)
Trusted by Businesses Like Yours
99.9 % transaction success rate—one of the highest in high‑risk processing. Hear it from merchants who made the switch:
“We went from weekly declines to seamless transactions overnight.”
— CBD Retailer
“Approval came in 48 hours and payouts hit next‑day, just like they promised.”
— Sports‑Betting Platform
“The dashboard gives us visibility we never had with our old bank processor.”
— Online Coaching Brand
“We went from weekly declines to seamless transactions overnight.”
— CBD Retailer
“Approval came in 48 hours and payouts hit next‑day, just like they promised.”
— Sports‑Betting Platform
“The dashboard gives us visibility we never had with our old bank processor.”
— Online Coaching Brand
Compliance & Security
Bank‑level safeguards protect every transaction and your customers’ data.
Ready to solve your payment challenges?
No fine print, no hidden fees.
- No setup fees
- 24/7 support
- Same-day approval
The Fastest Path to Reliable Payments
No reserves, no runaround—just approvals and payouts you can count on.
Phone
(800)-674-0574
info@paymentfunnels.com
Serving
All 50 States